The Canada Revenue Agency (CRA) has confirmed the next round of GST/HST credit payments for October 2025. This quarterly, tax-free benefit is designed to help low- and modest-income Canadians offset the cost of goods and services tax (GST) or harmonized sales tax (HST) they pay throughout the year. Here’s a detailed guide on who qualifies, how much you can expect, and when the payment will arrive.
New GST/HST Credit Payments 2025: Full Eligibility, Amounts, and Exact Dates
How to Get the $533 CRA One-Time Payment in September 2025: Full Eligibility and Payment Timeline
What Is the GST/HST Credit?
The GST/HST credit is a federal benefit provided every three months to reduce the impact of sales taxes on low- and middle-income households. You don’t need to apply separately; eligibility is automatically assessed when you file your annual income tax return.
This credit is particularly valuable in times of high living costs, as it helps families and individuals afford everyday essentials such as groceries, utilities, and transportation.
October 2025 Payment Date
The CRA will issue the next quarterly GST/HST credit payment on October 3, 2025.
- If you are enrolled in direct deposit, the payment will go directly into your bank account.
- Those receiving a cheque by mail should allow additional days for delivery.
If you are eligible for provincial or territorial top-ups, these will be included in the same payment.
How Much Will You Receive in October 2025?
For the 2025–26 benefit year, which started in July 2025, payment amounts increased slightly due to annual inflation adjustments. Here’s what you can receive for the October 2025 payment:
- Single individual: Up to $174.50
- Married or common-law couple: Up to $174.50 (for the family unit)
- Each child under 19: An additional $46 per child
Depending on where you live, you might also receive provincial or territorial top-ups of up to $545, which are paid at the same time as the federal credit.
Who Is Eligible for the October 2025 GST/HST Credit?
To qualify for the GST/HST credit, you must:
- Be a Canadian resident for tax purposes at the beginning of the month the CRA makes the payment.
- Be at least 19 years old, or if you are younger, you must have (or have had) a spouse, common-law partner, or child.
- Have filed your 2024 income tax return.
Your eligibility and amount depend on your adjusted family net income for 2024. The credit begins to phase out when your family income exceeds approximately $45,521.
Provincial and Territorial Top-Ups
Several provinces and territories offer their own supplementary credits that are paid at the same time as the federal GST/HST credit. These include:
- Ontario: Ontario Sales Tax Credit
- Newfoundland and Labrador: Newfoundland and Labrador Income Supplement
- Nova Scotia: Affordable Living Tax Credit
- British Columbia: BC Climate Action Tax Credit
The exact amounts vary by region and are automatically added to your federal GST/HST credit payment if you qualify.
How to Ensure You Receive Your Payment
- File Your Taxes on Time:
Even if you have little or no income, you must file your income tax return to be considered for the GST/HST credit. - Set Up Direct Deposit:
Register for direct deposit through your CRA My Account or your financial institution to receive your payment faster and avoid mail delays. - Check Your CRA My Account:
You can log in to your CRA My Account to view the status of your GST/HST credit, including the amount and expected payment date.
Key Takeaways
- The next GST/HST credit payment of up to $174.50 will be issued on October 3, 2025.
- Eligibility is based on your 2024 tax return and your adjusted family net income.
- Additional provincial top-ups may increase your total payment.
- Filing taxes on time and enrolling in direct deposit ensures faster access to your funds.
This quarterly credit provides timely relief as living costs continue to rise, making it an important benefit for Canadians seeking help with everyday expenses.