The Canada Revenue Agency (CRA) has confirmed the direct deposit payment schedule for September 2025. Millions of Canadians who rely on federal benefits such as the Canada Child Benefit (CCB), GST/HST Credit, Canada Pension Plan (CPP), Old Age Security (OAS), and the Ontario Trillium Benefit (OTB) will receive their payments directly into their bank accounts. Direct deposit ensures faster, safer, and more reliable access to government benefits compared to mailed cheques.
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Which Payments Will Be Issued in September 2025?
According to the official schedule from canada.ca, the following federal and provincial benefit payments will be deposited in September 2025:
- Canada Child Benefit (CCB): September 20, 2025
- GST/HST Credit (Quarterly): September 5, 2025
- Canada Pension Plan (CPP): September 27, 2025
- Old Age Security (OAS): September 27, 2025
- Ontario Trillium Benefit (OTB): September 10, 2025
This means that many households will see multiple payments throughout the month.
How Much Will Canadians Receive?
The amount you receive depends on the benefit program and your personal eligibility:
- CCB (Canada Child Benefit): Up to $7,787 annually per child under 6, and up to $6,570 per child aged 6–17 for 2025–26. The monthly amount varies depending on income and number of children.
- GST/HST Credit: For 2025–26, maximum payments are $533 for a single individual and $698 for a couple, plus additional amounts for children under 19.
- CPP (Canada Pension Plan): In 2025, the maximum retirement pension is $1,433.01 per month, but the actual amount depends on your contributions.
- OAS (Old Age Security): As of July to September 2025, the maximum OAS payment is $734.94 per month for seniors aged 65–74, and $808.44 per month for those 75 and older.
- Ontario Trillium Benefit (OTB): Amounts vary based on eligibility for the Ontario Sales Tax Credit, Energy and Property Tax Credit, and Northern Ontario Energy Credit. Many families receive an average of $360 or more monthly.
Who Is Eligible for These Payments?
Eligibility is based on specific program rules:
- CCB: Parents who filed their taxes and meet the income requirements with children under 18.
- GST/HST Credit: Low- to moderate-income Canadians who file their taxes.
- CPP: Retirees who contributed to the Canada Pension Plan.
- OAS: Seniors aged 65 and above who meet residency requirements.
- OTB: Ontario residents who qualify for provincial tax credits.
Why Direct Deposit Matters
The CRA encourages Canadians to sign up for direct deposit because:
- Payments arrive faster compared to mailed cheques.
- Funds are deposited directly into your bank account.
- It reduces the risk of lost, stolen, or delayed payments.
You can sign up for CRA direct deposit through your financial institution or by logging into your CRA My Account.
With the CRA confirmed direct deposit payments for September 2025, Canadians can plan ahead for their CCB, GST/HST Credit, CPP, OAS, and OTB deposits. These payments provide essential support for families, seniors, and individuals across the country.